MUDRA Kishore
Pradhan Mantri Mudra Yojana — Kishore (₹50,001–₹5,00,000) · Ministry of Finance
MUDRA Kishore offers ₹50,001 to ₹5 lakh for growing micro and small businesses — collateral-free. Ideal for expanding a kirana store, adding machinery to a workshop, or scaling up a food business. Apply at any bank.
📋 Eligibility Criteria
- Non-farm income-generating enterprise
- Loan requirement between ₹50,001 and ₹5,00,000
- Proof of business activity or Udyam registration
- Good repayment history (if previous loans exist)
- KYC documents as per bank norms
📁 Documents Required
💡 Tip: Get our ₹499 PDF report for a bank-specific document checklist — some banks ask for additional docs not on this official list.
🚀 How to Apply
- 1
Apply on Jan Samarth portal (jansamarth.in) for fastest processing
- 2
Or visit your bank branch directly with documents
- 3
Submit MUDRA loan application form + KYC + business documents
- 4
Bank appraises credit worthiness — CIBIL score checked
- 5
Loan disbursed within 7–21 working days
❓ MUDRA Kishore FAQ
MUDRA Kishore aur Shishu mein kya difference hai?
Shishu max ₹50,000, Kishore max ₹5 lakh. Kishore ke liye bank business proof maangta hai — ITR ya bank statement. Shishu mein sirf KYC sufficient hai.
MUDRA loan ke liye CIBIL kitna hona chahiye?
700+ CIBIL score ideal hai. 650–700 pe banks maante hain conditions ke saath. Below 650 pe rejection high hai. Pahle CIBIL fix karo.
Kya MUDRA Kishore mein koi subsidy milti hai?
Direct subsidy nahi milti. Lekin agar aap SC/ST/Women/OBC category ke hain aur MUDRA + CGTMSE guarantee combine karo toh effective cost kam ho sakti hai.
Last verified: 2026-06-01 · Source: Ministry of Finance