PM Vishwakarma
PM Vishwakarma Scheme for Traditional Artisans and Craftspeople · Ministry of MSME
PM Vishwakarma provides traditional artisans and craftspeople — including carpenters, blacksmiths, goldsmiths, potters, tailors, and 14 others — with ₹15,000 toolkit grant, skilling support, and concessional loans at 5% interest up to ₹2 lakh. No collateral needed.
📋 Eligibility Criteria
- One of 18 eligible traditional trades: Carpenter, Boat Maker, Armorer, Blacksmith, Hammer & Tool Kit Maker, Locksmith, Goldsmith, Potter, Sculptor, Cobbler, Mason, Basket/Mat Maker, Doll & Toy Maker, Barber, Garland Maker, Washer Person, Tailor, Fishing Net Maker
- Working with hands/tools in the traditional trade
- No recent government subsidy for same trade in last 5 years
- Age above 18 years
📁 Documents Required
💡 Tip: Get our ₹499 PDF report for a bank-specific document checklist — some banks ask for additional docs not on this official list.
🚀 How to Apply
- 1
Register on pmvishwakarma.gov.in with Aadhaar OTP
- 2
District Implementing Agency verifies trade credentials
- 3
Receive PM Vishwakarma Certificate (digital identity)
- 4
Enroll for 5–15 day basic skill training
- 5
Get ₹15,000 toolkit stipend after training
- 6
Apply for first loan tranche (₹1L) at 5% interest
❓ PM Vishwakarma FAQ
PM Vishwakarma ke liye kaun apply kar sakta hai?
18 traditional trades mein se koi ek trade karla ho — carpenter, goldsmith, tailor, cobbler, potter, blacksmith, barber, etc. Complete list pmvishwakarma.gov.in pe hai.
PM Vishwakarma loan interest rate kya hai?
Sirf 5% per annum — baki interest government subsidize karta hai. Pahle tranche ₹1L, second tranche ₹2L (after timely repayment of first).
Last verified: 2026-06-01 · Source: Ministry of MSME