MUDRA Tarun
Pradhan Mantri Mudra Yojana — Tarun (₹5,00,001–₹10,00,000) · Ministry of Finance
MUDRA Tarun provides ₹5 lakh to ₹10 lakh for established small businesses needing expansion capital — no collateral up to ₹10 lakh via CGTMSE. Requires at least 1 year of business history. Ideal for manufacturers, traders, and service providers scaling operations.
📋 Eligibility Criteria
- Established non-farm micro/small enterprise with minimum 1 year history
- Loan requirement between ₹5,00,001 and ₹10,00,000
- ITR filing for at least 1 year preferred
- Bank statements showing business turnover
- Good credit history (CIBIL 700+)
📁 Documents Required
💡 Tip: Get our ₹499 PDF report for a bank-specific document checklist — some banks ask for additional docs not on this official list.
🚀 How to Apply
- 1
Prepare complete financial documents: ITR, GST returns, bank statements
- 2
Apply at nearest bank with MSME/SME portfolio
- 3
Bank conducts credit appraisal: CIBIL, business vintage, cash flows
- 4
Sanction typically in 15–30 days
- 5
CGTMSE coverage auto-applied — reduces collateral need
❓ MUDRA Tarun FAQ
MUDRA Tarun ke liye kitne saal ki business history chahiye?
Minimum 1 year. Banks 2 saal prefer karte hain. ITR filing evidence hona chahiye — sirf "started 2 years ago" kaam nahi karta.
MUDRA Tarun Plus kya hai?
MUDRA Tarun Plus ₹10 lakh se ₹20 lakh tak extended hai aur 2023 mein launch hua. Separately apply karna hota hai — same eligibility criteria with stronger financials.
Last verified: 2026-06-01 · Source: Ministry of Finance