Stand-Up India
Stand-Up India Scheme · Ministry of Finance / SIDBI
Stand-Up India provides ₹10 lakh to ₹1 crore bank loans for SC/ST and women entrepreneurs setting up new greenfield enterprises in manufacturing, service, or trading. At least one SC/ST and one women borrower per bank branch must be covered. Apply at any bank branch.
📋 Eligibility Criteria
- SC, ST, or women entrepreneurs only
- Greenfield enterprise (new business, first-time in this activity)
- Manufacturing, service, or trading sector
- 51% or more shareholding by SC/ST/women
- Loan amount ₹10 lakh to ₹1 crore
- No existing NPA with any bank
📁 Documents Required
💡 Tip: Get our ₹499 PDF report for a bank-specific document checklist — some banks ask for additional docs not on this official list.
🚀 How to Apply
- 1
Approach any scheduled commercial bank branch
- 2
Confirm you qualify: SC/ST/Women category + greenfield enterprise
- 3
Submit application with project report showing viability
- 4
Bank evaluates credit + project — approval typically in 30–45 days
- 5
Loan disbursed with 7-year repayment tenure
❓ Stand-Up India FAQ
Kya Stand-Up India mein existing business le sakta hai?
Nahi. Stand-Up India sirf "greenfield" businesses ke liye hai — matlab pehli baar is activity mein business shuru karna. Same person ki existing business same sector mein hai toh eligible nahi.
Stand-Up India interest rate kya hoti hai?
Bank MCLR + 3% se zyada nahi charge kar sakte. Typically 9%–11% p.a. Repayment tenure 7 years, moratorium period 18 months tak.
Kya PMEGP aur Stand-Up India saath le sakte hain?
Technically alag-alag projects ke liye possible hai, lekin same project ke liye nahi. Consult CA ya local MSME office for specific case guidance.
Last verified: 2026-06-01 · Source: Ministry of Finance / SIDBI